Discover Unclaimed Assets
You May Be Owed
Billions in dormant property sit with state agencies every year.
Find out if any of it belongs to you — no cost, no account required.
- Missing money from forgotten accounts? Search your name now →
- Learn to find unclaimed assets you’re entitled to. View the guide →
- Explore what types of funds may be waiting. See qualifying assets →
- Find out how to claim money from various institutions. Read how to claim →
Always free to check
No account needed
Non-government resource
What Is Unclaimed Property?
When a financial institution loses contact with an asset owner — a bank account, insurance policy, paycheck, or security deposit — that asset is classified as unclaimed. After a dormancy period set by state law, typically three to five years, the holder must transfer the funds to the state.
Learn what triggers an unclaimed status →
The state holds these funds on the owner’s behalf indefinitely. The rightful owner — or their heirs — can file a claim at any time to recover what is legally theirs. Most states hold funds indefinitely, but taking action sooner simplifies the process.
Common Types of Unclaimed Assets
Unclaimed property takes many forms. The most common include dormant bank accounts, uncashed checks and payroll, life insurance proceeds, utility deposits, brokerage accounts, and mutual fund distributions.
- Forgotten checking or savings accounts
- Uncashed refund or payroll checks
- Life insurance payouts never collected by beneficiaries
- Stocks, dividends, and mutual fund distributions
- Utility and rental security deposits
- Contents of safe deposit boxes
Even small amounts are worth claiming. See the full list of qualifying asset types →
How to Search for Unclaimed Property
Each state maintains a free public database searchable by name. To get started, enter your name in the search tool. Results show the holder, property type, and approximate amount. The exact figure is revealed once you begin the formal claim process.
What Documentation Is Typically Needed?
Once you locate property in your name, the state will ask you to verify your identity. Common requirements include a government-issued ID, proof of your address at the time of reporting, and — for inherited assets — documents linking you to the original owner. See a checklist of common claim documents →
Most states allow online submission. Processing times vary but typically range from a few weeks to several months. Learn what to expect after you submit →
Dormant accounts are transferred to state custody. You can still claim them — but only if you take action.
Every state runs a free public database. No sign-up, no payment. If your name appears, you’ll see the next steps.
Bank accounts, insurance payouts, utility deposits, dividends — many asset types can become unclaimed property.
Filing is usually straightforward. We walk you through what documentation is required and what to expect.